Payments

There are several plan payment options available:

• Employer Wage Deduction
• Online Payment Through Nationwide TFS
• Bill Pay
• Money Order or Cashier’s Check

Employer Wage Deduction

Employer wage deductions are the most efficient way for employed debtors to make their plan payments and plans have a greater chance of success with this method.  The United States Bankruptcy Court has authorized the Trustee to issue wage deductions to debtors’ employers.  The Trustee will require employers to withhold plan payments from a debtor’s paycheck and send these payments to the Trustee.

Online Payment

​In those cases where a wage deduction is not possible, the Trustee’s office accepts electronic plan payments made through the service provided by Nationwide TFS​. For a fee comparable to that of a cashier’s check or money order, Nationwide TFS (a private company) provides debtors with the ability to make plan payments to the Trustee by electronic withdrawal directly from his or her bank account.  Nationwide TFS is a private company that is not affiliated in any way with the Trustee’s office.  The Trustee does not share in any fee paid to Nationwide TFS. 

Please review the following information regarding Nationwide TFS:

• Nationwide TFS Pricing
• Nationwide TFS Frequently Asked Questions
• Enrollment Instructions
• www.tfsbillpay.com

Bill Pay

Many banks offer a service to send out checks called bill pay. The service varies from bank to bank, but it is important to use the payment address below when sending in payments through your bank’s bill pay.  Please be sure to include your case number in the account or memo line to make sure the payment is credited properly to your case. Setting up your case number as your account number is critical to proper payment application.​

Jason Wilson-Aguilar
Chapter 13 Trustee
P.O. Box 2139
Memphis, TN 38101-2139

There will be a fourteen day hold from receipt on any payments received through your bank’s bill pay service.  To avoid a delay in disbursements to your creditors, please be sure to make your bill pay payments so that they are received by the Trustee at least fourteen days prior to the last working day of the month.

Money Order or Cashier’s Check

Debtors that are unable to make plan payments online through Nationwide TFS can make their plan payments by money order or cashier’s check.  Please be sure to include your name and Chapter 13 case number on the money order or cashier’s check.  Payments must be made payable to Jason Wilson-Aguilar, Chapter 13 Trustee and must be mailed to the address below:

Jason Wilson-Aguilar
Chapter 13 Trustee
P.O. Box 2139
Memphis, TN 38101-2139

It takes approximately five to seven business days once you send your payment for the payment to post to the Trustee’s system.  Please keep that in mind so that your plan payments are not late.

• We DO NOT ACCEPT personal checks or cash.  If you send an incorrect form of payment it will be returned to you.
• We DO NOT ACCEPT payments at our Seattle, Washington office. 
• UPS and FedEX will not deliver to Post Office boxes, so you must use the United States Postal Service to send your money order or cashier’s check to the Trustee’s Memphis, Tennessee lockbox.